OSC Guardian - Safety Advice

OSC GUARDIAN - SAFETY ADVICE
www.OramSecurity.com

Thursday, September 16, 2010

Could Posting on Social Networks Cost You Your Insurance Coverage?

It is not a good idea to post too much information about when you will be vacationing on Facebook, Twitter or other social networks. Particularly if your insurance company thinks the way two Danish insurers do, and that is if you post your vacation plans on a social networking Internet site, and your home is robbed, you risk losing any claim of compensation.
"I would advise people not to write about their holiday plans on Facebook,’ Susanne Møllegaard, the head of loss control at insurance company TopDanmark, told news bureau Newspaq. ‘It is common that people post something like “Yes, we’re off to Lanzarote for three weeks.” But thieves are keeping an eye on both Facebook and Twitter. It’s a general trend we’re seeing at the moment.’‘
This sort of information may affect your right to receive compensation if your home is burgled,’ Nils Peder Kolby, the press officer at financial services group Alm. Brand Forsikring, told Newspaq. ‘If you write that you’re in your summer house in Skagen, this wouldn’t be regarded as gross negligence.  But if you tell your friends where the key is or what the code of your alarm is, that would be another matter. If that were the case, you couldn’t be sure your claim would be covered by your insurance policy.’

Stay Safe
Oram Security
www.OramSecurity.com

Monday, September 13, 2010

FBI Releases 2009 Crime Statistics

Over the past few years, we have seen a dramatic increase in the sale of both firearms and ammunition. At Oram Security we have also seen an increase in the number of female students in our Basic Pistol Class.  The concept is that during a recession you will see an increase in crime. Those that do not have will now attempt to take from those who do have.  Yet if you look at the statistics you will see there has been a decrease in violent crimes. Odd how this also coincides with an increase in the number of legally armed citizens.  Is this proof that we are safer as an armed society?  No. But it is food for thought.
According to the figures released today by the FBI, the estimated number of violent crimes in the nation declined in 2009 for the third consecutive year. Property crimes also declined in 2009, marking the seventh straight year that the collective estimates for these offenses dropped below the previous year’s total.

The 2009 statistics show that the estimated volumes of violent and property crimes declined 5.3 percent and 4.6 percent, respectively, when compared with the 2008 estimates. The violent crime rate for the year was 429.4 offenses per 100,000 inhabitants (a 6.1 percent decrease from the 2008 rate), and the property crime rate was 3,036.1 per 100,000 persons (a 5.5 percent decrease from the 2008 figure).
FBI Crime Statistics

Stay Safe.
Oram Security
http://www.oramsecurity.com/